Watchdog
A suspicious payout waits for a person.
Watchdog is a set of deterministic checks on payees, live payments, bills, and recurring charges. A high hold stops the payout and says why. Ask Lenz can explain the evidence. It cannot clear the hold.
Watchdog
2 open
Harbour Power destination changed
High holdAccount moved from ****4418 to ****9021. The next payout is held until a named person confirms the new destination.
Possible duplicate bill from Ekene Logistics
ReviewEKL-0341 (₦2,450,000) and EKL-0348 (₦2,410,000) are both open. Review before either is paid.
Ask Lenz can explain the evidence. A named person dismisses the hold or creates a rule.
What it watches
Four checks. Two of them stop money.
Severity is set by the detector, not by a model. A high hold blocks the beneficiary. A review item stays in the inbox so someone can look before paying.
Destination changed
High hold
The payee’s account number is no longer the one you last paid. The next payout to that beneficiary waits until a named person confirms the new destination.
Duplicate payout
High hold
Two or more live payments of the same amount, in the same currency, to the same beneficiary within 14 days. Preparing another one is blocked until the alert is dismissed or a rule is created.
Near-duplicate bill
Review
Two open payables from the same vendor, within 5% of each other. Both stay visible in Attention so finance can pay one and not both.
Recurring charge jump
Review
The latest charge from a merchant is more than 20% above the previous one. Confirm it is an intended renewal or seat change before it becomes routine.
Where a hold lands
The payout cannot be prepared while the hold is open.
The same check runs when someone sends a payment, when a batch row is prepared, and when Ask Lenz drafts a transfer. The beneficiary list shows the hold, so the reason is visible before anyone tries to pay.
A single payment is refused, and the alert is named.
A batch skips that payee and continues with the rest.
Ask Lenz marks the draft blocked and will not claim money can move.
Account numbers in the alert are masked. The evidence stays on the item.
A person decides
Dismiss it, or teach Watchdog to stay quiet.
A named founder, CFO, or finance manager dismisses the item or creates a rule for that beneficiary or vendor. The rule suppresses that detector. The next sweep does not raise the same alert. Creating the rule from Ask Lenz is a draft until someone confirms it.
Resolving a Watchdog item is a recorded decision. It does not rewrite the payment or the beneficiary history underneath it.
Hold the payout that does not look right. Let the rest move.
Open a free workspace and experience a clearer way to understand, manage, and move company money.
It costs nothing to try. Banking activation is subject to company verification and partner approval.